How much do you need to borrow and how much will it cost? Mortgages can soon start to cause a whole lot of stress, but we’re here to help by explaining exactly what you need and what’s on offer. We’ve even got a handy mortgage calculator for you.
Buying Guides
Money
Stamp Duty Land Tax
Currently first-time buyers pay no stamp duty when buying a home worth £425,000. From 1st April 2025, the threshold will drop to £300,000, meaning they will go from paying nothing to paying up to £11,250 on stamp duty.
Deposit unlock
Whether you’re a first time buyer or an existing homeowner, this exciting new scheme means you can own a brand new home, up to £750,000, with a minimum 5% deposit (subject to criteria.)